PRIVACY POLICY NOTICE
Dear Customer:
The Financial Services Modernization Act recently
enacted by Congress has brought many changes to the financial services industry,
which includes insurance companies and their agents. One of the changes is that
we are now required to explain to our customers the ways in which we collect and
use customer information.
The statement attached to or on the reverse of this
letter is the privacy policy of the LandAmerica family of companies. The three
largest members of the family - Commonwealth Land Title Insurance Company,
Lawyers Title Insurance Corporation, and Transnation Title Insurance Company -
may issue policies and handle real estate closings in virtually every part of
the country. A number of other companies in the family provide other real
estate services, and some operate more locally. You may review a list of
LandAmerica companies on our website (www.landam.com). You may also
visit our website for an explanation of our privacy practices relating to
electronic communications.
Our concern with the protection of your information has
been a part of our business since 1876, when the company that is now
Commonwealth Land Title Insurance Company issued its first policy. We will
continue to protect the privacy, accuracy, and security of customer information
giver to us.
No response to this notice is required, but if you have
questions, please write to us:
LandAmerica Privacy
P.O. Box 27567
Richmond, VA 23261-7567
LandAmerica Companies
Title Insurance Companies:Commonwealth Land Title Insurance Company, Commonwealth
Land Title Insurance Company of New Jersey, Industrial Valley Title Insurance
Company, Land Title Insurance Company,. Lawyers Title Insurance Corporation,
Title Insurance Company of America, Transnation Title Company of New
York.
Relocation and Mortgages:
Commonwealth Relocation Services, CRS Financial
Services, Inc., LandAmerica Account Servicing, Inc.
Title Agents:
Austin Title Company, ATACO, Inc., Albuquerque Title
Company, Atlantic Title & Abstract Company, Brighton Title Services Company,
Capitol City Title Services, Inc., CFS Title Insurance Agency, Charleston, Title
Agency, Charter Title Company of Fort Bend, Galveston, and Sugarland; Commercial
Settlements, Inc., Commonwealth Land Title Company; Commonwealth Land Title
Company of Austin, Dallas, Fort Worth, Houston, Washington, Congress Abstract
Corp., Cornerstone Residential Title, Cumberland Title Company, First Title
& Escrow, Inc., Gulf Atlantic, Harbour Title, HL Title Agency, Lawyers Title
Company; Lawyers Title of Arizona, El Paso, Galveston, Nevada, Pueblo, San
Antonio, Lawyers Title Settlement Company, Lion Abstract, Longworth Insured,
Louisville Title Agency of Central Ohio, Lorain County Title Company, M/I Title
Agency, NIA/Lawyers Title Agency, Oregon Title, Park Title, Partners Title
Company, Pikes Peak Title Services, RE/Affirm Title Agency, Rainier Title
Company, Residential Abstract, Residential Title, Rio Rancho Title, Texas Title
Company, Title Transfer Service, Inc., TransOhio Residential Title Agency,
Transnation Title & Escrow, Union Title Agency, University Title Services,
Wilson Title Company
Appraisals and Ancillary Services:
LandAmerica OneStop, Inc.
LANDAMERICA PRIVACY POLICY
LandAmerica Financial
Group, Inc. and its family of affiliated companies
(“LandAmerica”) respect the privacy of our customers’
personal information. This Notice explains the ways in
which we may collect and use personal information under
the LandAmerica Privacy Policy.
LandAmerica provides
title insurance and other real estate services through
its affiliates. The three largest members of the
LandAmerica family, Commonwealth Land Title Insurance
Company, Lawyers Title Insurance Corporation, and
Transnation Title Insurance Company, and their title
affiliates, issue title policies and handle real estate
closings across the country. You may review a complete
list of the LandAmerica family of affiliates covered by
this Privacy Policy on our website at
http://www.landam.com
under the privacy policy link or request a copy be sent
to you from the address listed below. The LandAmerica
Privacy Policy applies to all LandAmerica customers,
former customers and applicants. Please visit our
website for an explanation of our privacy practices
relating to electronic communication.
What kinds of
information we collect:
Depending on the services you use, the types of
information we may collect from you, your lender,
attorney, real estate broker, public records or from
other sources include:
·
information from forms and applications for services,
such as your name, address and telephone number
·
information about your transaction, including
information about the real property you bought, sold or
financed such as address, cost, existing liens,
easements, other title information and deeds
·
with closing, escrow, settlement or mortgage lending
services or mortgage loan servicing, we may also collect
your social security number as well as information from
third parties including property appraisals, credit
reports, loan applications, land surveys, real estate
tax information, escrow account balances, and sometimes
bank account numbers or credit card account numbers to
facilitate the transaction, and
·
information about your transactions and experiences as a
customer of ours or our affiliated companies, such as
products or services purchased and payments made.
How we use and disclose this
information:
We use
your information to provide you with the services,
products and insurance that you, your lender, attorney,
or real estate brokers have requested.
We disclose information to our affiliates and unrelated
companies as needed to carry out and service your
transaction, to protect against fraud or unauthorized
transactions, for institutional risk control, to provide
information to government and law enforcement agencies
and as otherwise permitted by law. As required to
facilitate a transaction, our title affiliates record
documents that are part of your transaction in the
public records as a legal requirement for real property
notice purposes.
We do
not share any nonpublic personal information we collect
from you with unrelated companies for their own use.
We
do not share any information regarding your transaction
that we obtain from third parties (including credit
report information) except as needed to enable your
transaction as permitted by law.
We may also disclose
your name, address and property information to other
companies who perform marketing services such as letter
production and mailing on our behalf, or to other
financial service companies (such as insurance
companies, banks, mortgage brokers, credit companies)
with whom we have joint marketing arrangements.
Additionally, some LandAmerica affiliates may share
information about their transaction and experiences with
you in order to identify opportunities to market other
LandAmerica services or products that may be useful to
you.
How
we protect your information:
We maintain
administrative, physical, electronic and procedural
safeguards to guard your nonpublic personal
information. We reinforce our privacy policy with our
employees and our contractors. Joint marketers and
third parties service providers who have access to
nonpublic personal information to provide marketing or
services on our behalf are required by contract to
follow appropriate standards of security and
confidentiality.
Title
insurance agents may be covered by this policy:
If your transaction goes through a title insurance agent
that is not part of the LandAmerica family, the agent
handling your transaction should provide you with the
agent’s own privacy policy or evidence that the agent
has adopted our policy.
If you have
any questions about this privacy statement or our
practices at LandAmerica, please email us at
customerservice@landam.com or write us at:
LandAmerica Privacy, P.O. Box 27567, Richmond, VA
23261-7567 |